Refinance Home Loans
Investment Loans
Unlock better rates, reduce your repayments, or access your home’s equity with our expert refinancing services. Whether you want to lower your interest rate, consolidate debt, or fund renovations, we’ll help you find the best options.
Maximize the Advantages of Refinancing
Refinancing can transform your financial situation, offering you better control over your mortgage and long-term savings. Discover the key benefits that can enhance your home loan experience.
Rentvesting: Balancing Rent and Ownership
Rentvesting allows you to rent in your desired suburb while investing in another location. This strategy offers the flexibility of renting with the financial benefits of owning an investment property.
Leverage Your Home Equity
Utilize the equity in your current home to increase your deposit for a new investment property. Remember, accessing equity will increase your loan balance and monthly repayments.
Positive Gearing: Boost Your Income
Positive gearing occurs when rental income exceeds the costs of owning and managing the property, potentially increasing your income while managing investment costs.
Negative Gearing: Tax Advantages and Growth Potential
Negative gearing involves rental income being less than property costs, allowing you to claim tax deductions on expenses while benefiting from long-term capital growth.
Why Our Investment Loan Solutions Stand Out
Tailored Loan Solutions
Expert Advice and Support
Access to a Wide Range of Lenders
Your Path to Securing an Investment Property
Initial Assessment
Begin by answering a few questions to outline your investment goals. We’ll then schedule a meeting, either in person or online, to delve into your financial situation and objectives.
Pre-Approval and Budget Planning
Determine your borrowing capacity and explore the best lenders for your needs. We’ll leverage your existing property’s equity to potentially lower your deposit requirements and secure pre-approval to set your budget.
Selecting and Applying with a Lender
Select the most suitable lender from our curated options. We manage the entire application process, including documentation and submission, to ensure everything runs smoothly.
Completing the Purchase
Once pre-approved, make an offer on your chosen investment property. We’ll handle the paperwork and coordinate with your solicitor or conveyancer to finalize the settlement and complete your purchase
Estimate Your Mortgage Repayments
Our Calculator will help you calculate your estimation
Ready to Take the Next Step?
Reach out to our team of experts for personalised support and answers to all your mortgage-related inquiries
Frequently asked questions
Everything you need to know about Our service
What does a mortgage broker do?
A mortgage broker (like me) acts as the middleman between you and the lenders/banks. We work for you but get paid by the lender or bank of your choosing. That means they help you choose the right loan to suit your needs at no cost to you.
Can you help me understand my borrowing capacity?
Borrowing capacity refers to the amount you can borrow based on your financial situation, including income, expenses, existing debts, and credit history. We analyze your financial details to help you understand your borrowing limits and provide tailored lending solutions to match your needs.
What grants are available to me?
Various grants and financial incentives may be available to assist you, particularly if you are a first-home buyer or an investor. These may include programs such as the First Home Owner Grant, regional housing incentives, stamp duty concessions, or other government-backed initiatives. We can guide you in identifying the grants you qualify for and help you navigate the application process to maximize the benefits available to you.
Latest Home Loan Tips & Trick
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