Refinance Home Loans
Next Home Loans
Ready for your next home or investment property? Explore personalised loan options designed to meet your evolving needs. Whether you're upgrading, downsizing, or expanding your property portfolio, we provide expert guidance to help you secure the best loan for your next step.
Hear from our happy clients
Here’s what some of our satisfied clients have to say about working with Mortgage Needs
Ali Ali2024-09-23 Khader helped us buy our dream first home, we spoke to many banks before and they were not able to assist. Khader made the process of buying a first home easy which many will say is very stressful!! He was understanding and able to answer all our questions. We truly felt supported every step of the way. His dedication and professionalism is unmatched. We can’t thank you enough and will definitely work with you again in the future. Ray Regmi2024-09-17 Had a great experience working with Khader as my mortgage broker. He made the whole process easy to understand and was always available to answer my questions. He helped me find the best mortgage deal for my situation and was very professional and friendly. I highly recommend Kader if you're looking for someone who knows what they're doing and really cares about helping you. Johan Khoury2024-08-28 I'm writing to express my utmost satisfaction with the exceptional service provided by Joey Huss at Mortgage Need's. From the very beginning, Joey demonstrated a deep understanding of my needs and a genuine commitment to finding the best possible mortgage solution for our family. Joey was incredibly knowledgeable and patient, taking the time to explain complex financial concepts in a clear and understandable manner. His expertise in the mortgage market was invaluable, and he went above and beyond to secure us a loan with favorable terms and a competitive interest rate. What truly impressed me was Joey's dedication to our goals. He was always available to answer our questions, provide guidance, and address any concerns we had. His personalised approach made the entire process much less stressful. I would wholeheartedly recommend Joey Huss and Mortgage Needs to anyone seeking a reliable and trustworthy mortgage broker. Their exceptional service has exceeded our expectations, and we are grateful for their assistance in making our dream home a reality. Monica Mansour2024-07-02 Khader at Mortgage Needs was outstanding! With his great communication skills and knowledge, he made the purchase of my first property so easy. Natalie Mansour2024-07-01 Joey was amazing to work with! He really spent the time to understand my needs in order to match the right products. Nothing was too hard and he was always available to answer any questions I had. I highly recommend Joey and the company! Lauren Hazlewood2024-06-01 When my partner and I were considering purchasing our first home together we didn’t know where to start and felt quite overwhelmed. Khader was highly recommended by one of our close friends and after our first phone call with Khader, we felt so at ease and reassured which allowed us to be excited for the process whilst Khader hit the ground running. His efficiency and work ethic is impeccable, my partner and I are shift workers and often struggle to deal with personal matters during normal business hours but Khader worked around our schedules and made sure we were informed throughout the whole process. We will continue to refer Khader to all our friends/family and look forward to working with him for many years to come. thomas gregory2024-05-22 I had the pleasure of dealing with Morgage Needs. I had a complex situation, refinancing multiple properties. My financing issues where resolved quickly and in professional manner Beau Paine2024-05-16 Khader was a pleasure to deal with. Efficient and knowledgeable in finding us the best arrangement to suit our needs. Would definitely recommend. ash murray2024-05-15 I worked with Khader recently when purchasing my first property. From start to finish, he made this daunting process feel like an absolute breeze. He is so incredibly professional, patient, thorough, efficient and knowledgeable. He was with me every step of the way, always available whenever I had any question or concern - no matter how trivial. He was able to provide me with a pre-approval within 7 days of meeting him and from there, everything he did was with pure care and efficiency. I will be recommending Khader to anyone in my life for any brokerage needs. I have recently referred a friend of mine to Khader and she has already reached out to me on multiple occasions advising how impressed she is with how he operates. If you work with Khader, you’re set for life and won’t need to look any further for a broker. Carlo2024-04-07 Great to experience using Mortgage Needs. Khader is knowledgeable and goes above and beyond. Highly recommended.
The Advantages of Your Next Home Loan
Take the next step in your homeownership journey with a loan tailored to your evolving needs. Explore how the right financing can make your next move smoother and more affordable
Flexible Loan Terms
Customizable loan options that adapt to your financial situation, whether you're upgrading or downsizing.
Competitive Interest Rates
Benefit from market-leading interest rates, designed to maximize your savings over the loan's duration.
Access to Home Equity
Tap into the equity built in your current home to secure a more advantageous loan or fund future projects.
Tailored Expert Advice
Guidance from experienced mortgage specialists who focus on your specific goals and financial circumstances
Why Choose Us for Your Next Home Loan
Unbiased Loan Recommendations
Tailored Solutions for Every Buyer
Ongoing Support Beyond Settlement
How the Next Home Loan Process Works
Initial Consultation and Goal Setting
Start by answering a few simple questions. We'll schedule a meeting to discuss your financial goals and moving plans, offering expert advice on the best loan options available from over 60 lenders.
Loan Recommendations and Pre-Approval
Once we know your needs, we’ll compare competitive rates and provide personalized loan recommendations. After you choose a lender, we handle all the paperwork, ensuring you’re set up for pre-approval.
Approval and Transitioning Your Loan
After pre-approval, we’ll make the switch to your new loan as smooth as possible. We coordinate the valuation, insurance details, and set a settlement date, so you can focus on preparing for your new home.
Settlement and Moving Support
At settlement, we manage the final details, including paying off your current loan and organizing any extra cash if needed. We can even connect you with trusted movers and utility providers to make your move hassle-free
Estimate Your Mortgage Repayments
Our Calculator will help you calculate your estimation
Ready to Take the Next Step?
Reach out to our team of experts for personalised support and answers to all your mortgage-related inquiries
Frequently asked questions
Everything you need to know about Our service
What does a mortgage broker do?
A mortgage broker (like me) acts as the middleman between you and the lenders/banks. We work for you but get paid by the lender or bank of your choosing. That means they help you choose the right loan to suit your needs at no cost to you.
Can you help me understand my borrowing capacity?
Borrowing capacity refers to the amount you can borrow based on your financial situation, including income, expenses, existing debts, and credit history. We analyze your financial details to help you understand your borrowing limits and provide tailored lending solutions to match your needs.
What grants are available to me?
Various grants and financial incentives may be available to assist you, particularly if you are a first-home buyer or an investor. These may include programs such as the First Home Owner Grant, regional housing incentives, stamp duty concessions, or other government-backed initiatives. We can guide you in identifying the grants you qualify for and help you navigate the application process to maximize the benefits available to you.
Latest Home Loan Tips & Trick
Stay Informed with the Latest Mortgage Tips, News, and Financial Advice


